Personal Loans

Personal loans built around your life.

Whether it's an unexpected expense, a fresh start, or a goal you've been working toward — Nova Fincare offers flexible personal loans with honest terms and no hidden surprises.

₹500 Cr+

Loans disbursed

48 hrs

Average approval time

10,000+

Happy borrowers

0

Hidden fees

Find the loan that fits you

We offer a range of personal loan options designed for different needs and situations.

Fast Approval

Emergency Loan

When life throws the unexpected at you, we're ready. Fast approval, minimal paperwork, funds in 24–48 hours.

Amount₹10,000 – ₹1,00,000
Tenure3 – 12 months
Interest rateFrom 12% p.a.
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Most Popular

Personal Loan

For planned expenses — a wedding, home renovation, education, or anything else that matters to you.

Amount₹50,000 – ₹10,00,000
Tenure12 – 60 months
Interest rateFrom 10.5% p.a.
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Quick & Easy

Salary Advance

A short-term bridge between paydays. Simple, quick, and designed for salaried individuals.

Amount₹5,000 – ₹50,000
Tenure1 – 3 months
Interest rateFlat 2% per month
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Who can apply?

We keep our eligibility criteria simple and fair. If you meet the basics, we'll work hard to find a solution for you.

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Age

21 – 60 years

Employment

Salaried or self-employed

Minimum income

₹15,000/month

Credit score

600+ (we consider all cases)

Residency

Indian citizen or resident

Documents

Aadhaar, PAN, bank statement

Apply in minutes

Fill in a few details and one of our advisors will reach out within 24 hours — no obligation, no pressure.

By submitting, you agree to be contacted by a Nova Fincare advisor. We never share your data with third parties.